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Thoughts on Wero Pay

1d 11h ago by discuss.tchncs.de/u/Nicro in buyeuropean@feddit.uk

cross-posted from: https://discuss.tchncs.de/post/52471022

I know most people here are US, but I wanted to ask if anyone had experience with wero-wallet.eu?

On the grounds of sovereignty, it's exiting. But it's already made so many wrong turns in terms of independence.

  • The app is only available in first-party app stores. Not even a closed-source direct download on their website.
  • It's fully in play integrity/Apples keychain. With no statements about alternatives.
  • They have openly announced that they treat custom-roms as rooting/jailbreaking and deem it unacceptably unsafe for running the app.
  • This will probably keep being the blanket statement it always is. Doubt even Graphene with it's attestation will be accepted. And for some reason non-mobile clients are of course out-of-scope.

I wish there was at least a clear reasoning for what's safe/unsafe in this context. My fiat bank is blocking rooted devices, but for now tolerates all custom roms without relying on integrity API or a Google account if you don't try to use GPay. To my knowledge Paypal is completely ignorant about the runtime environment with no checks whatsoever. All the while, Wero seems to actively grasp for straws on reasons why you can't use it on any given phone. They even have special requirements for running on older devices (<A10).

Wero works fine with GrapheneOS. Used it myself already multiple times. Most banks do not even use the Wero App but instead integrate it into their own Apps anyways.

instead integrate it into their own Apps anyways.

Which I can only download from google play.

True. But I guess no bank will put their app on f-droid. If you use online banking apps now, you already have to accept that. But since GrapheneOS works quite well with Banking Apps, there should be no technical issue with Wero. In any case my point was simply that GrapheneOS is no impediment to using Wero.

The fact that it only works through bank specific smartphone apps is a show stopper for me. What happened to good old web interfaces? That would make it sufficiently platform independent to work on all kinds of devices.

More countries in Europe are offering the option to pay with Wero.

You scan the QR code with your banking app, check that all the details are correct, click on “Pay,” and enter your password.

I use this regularly here in Belgium ,on a grapheneos phone

I try getting a wero account for some time now. My bank promises they will offer it „someday“. It seems only available with a debit card account which makes it unnecessarily comlicated. And if you just open an account to try it out for a short time with a small amount of money I fear you will receive a negative shufa rating on opening and closing the extra account. It looks like a Totgeburt as we say in German.