Wero Tracker — European Payment Adoption Progress
2d 11h ago by lemmy.world/u/klairman in buyeuropean@feddit.uk
🔗 Source: Sharknoon (Reddit)
I was looking for an alternative for PayPal and quickly stumbled upon Wero. But unfortunately Wero isn't yet acceppted by all countries, banks and online shops. So I built werotracker.eu to keep track of the adoption of Wero.
➡️ Link: https://werotracker.eu/
This dashboard has the following features:
📈 Show adoption stats
🔍 Search for banks and online shops
✅ Filter for countries and support status (supported/announced/unsupported)
💸 See individual payment features (P2P, eCommerce, POS), not every Wero implementation is equal
📱 App availability
I hope this dashboard is helpful to you 😀
The site as well as the data is open-source under the Apache 2.0 License. You can find the source-code here: https://github.com/sharknoon/wero-tracker
If you see an error or your bank is missing, please give us a hint or contribute directly: https://github.com/sharknoon/wero-tracker?tab=readme-ov-file#contribution
Thank you and have fun 🎉
Can someone please explain the advantage of WERO vs the existing SEPA system? I cannot find non-biased reasons to support this product.
It is much more convenient to provide your phone number than your IBAN, both for P2P and online/physical shops. Furthermore, as I understand it, Wero uses SEPA Instant in the background. So it is just a layer on top to facilitate payments.
When sending money using IBAN, doesn't it usually take a day or several hours before the receiver gets the money? Will the receiver be able to see the money directly if Wero is used?
With instant transfers (SEPA Instant) the money arrives in a few seconds, so it's the same for Wero.
It is easier to send money. You just need the phone number of the recipient. So if you want to send money to your friends, you likely already have the phone number.
This is my understanding….
Per wikipedia:
Wero is managed by banks via their mobile apps. This creates a dependency on iOS (Apple) and Android (Google) systems. Consequently, Wero exchanges its reliance on payment networks like Visa and Mastercard, for a reliance on two Big Tech giants—Apple and Google, with the new dependency focusing on online availability and distribution through their application stores.
Needing to rely on two pro-fascist tech companies seems like a particularly bad idea. Wero also does not appear to be anonymous.
A better alternative to Wero is GNU Taler, which is a properly open standard that is a true anonymous digital cash, and offers real independence from tech-bro corporations.
We have a community that discusses GNU Taler over at !money@slrpnk.net
But this is not a problem with Wero, but rather with the banks. In fact, some banking apps work by downloading them from app stores other than Apple and Google. I agree that GNU Taler is a better solution, but Wero is still a remarkable advance and a very promising solution for all types of payments in Europe (P2P, online shops, and physical shops).